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 Great Apps!

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Elizabeth Cleland
Toby Rockett
Michael Weaver
Dumisai McMillan
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Admin
Admin



Posts : 9
Join date : 2017-01-26

Great Apps!  Empty
PostSubject: Great Apps!    Great Apps!  EmptyThu Feb 02, 2017 4:37 pm

What financial apps do you find useful.  Please share any ideas in the following format. Example Below.

App Name:  Mint
Purpose: Budgeting, Goal Setting, Net Worth Calculation
Positives:  Helps you track in real time, you can customize your categories, incorporates financial goals into your budget
Negatives: Sometimes categorizes expenses incorrectly, must connect your bank account might not be good for those that don't use their debt card.
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Dumisai McMillan




Posts : 5
Join date : 2017-02-02

Great Apps!  Empty
PostSubject: Re: Great Apps!    Great Apps!  EmptyThu Feb 02, 2017 11:07 pm

Dumisai D. McMillan

App Name: Bank of America Mobile App
Purpose: Track spending, Budget, Manage accounts with mobility
Positives: Up to date, easy to deposit checks electronically, keeps track of spending relative to actual income
Negatives: N/A
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Michael Weaver




Posts : 10
Join date : 2017-02-01

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PostSubject: Budgeting Net Worth   Great Apps!  EmptySat Feb 04, 2017 4:55 pm

I use You Need a Budget. Unfortunately they have switched to an online tool with a monthly fee. I still use the classic app for the Mac

Positives: Kind of an envelope budgeting tool
Negatives: The Mac version of the app will be supported for a limited time in favor of the web-based tool. The latter can download info from your bank/credit union
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Toby Rockett




Posts : 2
Join date : 2017-02-06

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PostSubject: Re: Great Apps!    Great Apps!  EmptyMon Feb 06, 2017 11:01 am

I use Mint and the budget tracker on my USAA account.Both of these do a good job of tracking my spending by category and help me track my spending habits in order to improve for the future.
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Elizabeth Cleland




Posts : 9
Join date : 2017-02-07

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PostSubject: Re: Great Apps!    Great Apps!  EmptyTue Feb 07, 2017 2:17 am

Mint!! Mint is fantastic. Also a simple one but a goodie: the simple Calculator app. I whip it out a few times a week or even a few times a day just for everyday financial needs. My roommate uses You Need a Budget and really likes it.

App Name: Mint
Purpose: Budgeting, bill pay, expense tracking, goal setting
Positives: Great charts and graphs, gives out very useful and practical tips
Negatives: There isn't a way to tell the app that an expense is unusual or a one-time deal. It just folds the outlier in to the data, which really throws off averages.
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garrett shepherd




Posts : 7
Join date : 2017-02-07

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PostSubject: Re: Great Apps!    Great Apps!  EmptyTue Feb 07, 2017 11:13 am

I use mint and BoA mobile apps.

App name: Mint
purpose: budgeting
positives: allows all of my bank accounts and cards to be connected in the same place. Giving me a complete overview of my budget and spending.
negatives: it sometimes is delayed in updating transactions giving you a false perception of your budget.

App name: BoA
purpose: track my day to day spending.
pros:The app also includes important features like ordering new checks, freezing/ your account and ordering a new card when lost, and quick access to account and routing numbers.
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shemikabell




Posts : 7
Join date : 2017-02-07

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PostSubject: Re: Great Apps!    Great Apps!  EmptyTue Feb 07, 2017 8:53 pm

Capital One Mobile App

App: Capital One Mobile Banking App
Purpose: Monitor personal finances and track you credit score
Positives: Gives you immediate notifications when your account has been debited and sends notifications when there has been a change in your credit report and score.
Negatives: It only give yo the score form a single credit source.
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liangyuheng16




Posts : 7
Join date : 2017-02-01

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PostSubject: Re: Great Apps!    Great Apps!  EmptyWed Feb 15, 2017 9:20 pm

Bank of America mobile app

Positive: I can check the daily spend, Frisco score, transfer.
Negatives: if lost my phone, I don't know my account that will be safe or not.
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amm0744




Posts : 8
Join date : 2017-02-21

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PostSubject: Re: Great Apps!    Great Apps!  EmptyTue Feb 21, 2017 1:34 pm

App: Stash
Purpose: Gain knowledge and confidence in investing.
Positives: Great explanations on different types of investing. Provides different ways of deciding what to invest your money in. Easy to start an account.
Negatives: You can only use this on your phone, not online. There are fees and you cannot buy individual stocks.
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